2015 TO NOW
4CC is a direct lender that executes deed-backed high interest real estate loans. We position ourselves as the primary lien holders and maintain an advantageous loan-to-value ratio to keep our risk as low as possible while generating meaningful returns for our investors.
We began in 2015 with the goal of expanding access to our investing strategy to our friends and family. Since then, we’ve generated over $7.7M of income at an 11% annual ROI for our investors.
Historical Average Returns: ~11% ROI
We have been generating an average 10.9% ROI for our investors for the past 9 years and returned 11.53% to investors in 2024.
DISCIPLINED LENDING SINCE 2015
4 Corners Capital originated its first loan in Tucson, Arizona in 2015. Since then, we've expanded our lending operations to hundreds of loans across seven states. We maintain strict criteria for where we lend, focusing exclusively on non-judicial states.
This approach allows us to manage non-performing loans more efficiently and protect return on investment.
what is direct lending?
The private credit market has grown rapidly in recent years, surpassing $2.1 trillion in assets and committed capital globally as of 2023. This expansion has been driven in part by increased regulation, such as the Dodd-Frank Act, which has limited the flexibility of traditional banks, opening the door for private lenders to step in. 4 Corners Capital specializes in direct lending, which makes up the majority of the private credit industry.
Why Borrowers Choose Private Direct Lending
Borrowers turn to private lending for speed, reliability, and creativity. Unlike traditional banks, private lenders can move quickly and work with deal structures that reflect real estate realities, not rigid lending guidelines.
What Sets Us Apart
-
Sourcing: We’ve built trusted relationships with brokers and loan originators over the past decade.
-
Sector Expertise: Our deep knowledge of the regions and markets we serve gives us a critical edge.
-
Resources: We know how to exit even non-performing loans with above-average results.
-
Discipline: Every loan is structured with clarity, strategy, and a focus on long-term performance.